Retirement Gap Check: will guaranteed income cover your bills?
Enter your essential monthly bills and the guaranteed income you already expect. We'll show your monthly gap, then run a live lifetime-income quote to see how much of that gap your savings could cover. It takes about a minute.
Use only the savings you'd consider setting aside for lifetime income, not your emergency fund.
Want help closing your gap?
Have $100,000 or more set aside for retirement income? One of our licensed advisors will run your exact numbers, name the company, and show you options on a free 15-minute call. No pressure.
Book my free callGet plain-English income tips
One email a month about guaranteed income and rates. Unsubscribe anytime.
Plain-English FAQ
What is a retirement income gap?
It's the difference between your essential monthly bills and the guaranteed income you can count on for life, like Social Security and a pension. If your bills are $4,500 and your guaranteed income is $3,000, your gap is $1,500 a month.
How can I close the gap with guaranteed income?
A fixed indexed annuity with a lifetime income rider turns part of your savings into a monthly check for life, backed by the issuing insurer's claims-paying ability. The Gap Check runs a live quote for the amount you choose.
Are the numbers real?
Yes. Income figures come from live quotes for your age, state and start age. We never scale or estimate quotes. If we can't confirm an exact figure, one of our licensed advisors will calculate it for you.
Should I put all my savings toward income?
Usually not. Most people keep money available for emergencies and growth. A common approach is to cover essential bills with guaranteed income and keep the rest flexible.
Why don't you show the company name?
We show each carrier's AM Best rating (A-, A, A+) so you can judge strength. One of our licensed advisors shares the company and product on a short call.